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Money-saving Strategies

Hope’s Debt Update – July, 2024

It’s funny. I’ve been preaching to my teams at work for years about slowing down and being more deliberate in your actions. Focus on what you are doing and do it right, the first time. It truly does make a difference especially when you’ve

Shopping for Shoes but Nope

Last night, Beauty and I drove to the outlets about an hour from us. The intention was to find me some good, supportive non-slip work shoes for my part time job at the fast food restaurant. I have two pairs that they provided for me.

Diversifying Income

I just recently returned from a trip to Austin where we visited with family over the Independence Day holiday. It was lovely to see so much extended family all in one trip! My family and my ex’s family (my kids’ father) all live in and

Habit Stacking for Finance

Some of the creators (bloggers as I’ve mostly gotten off social media personally) have recently begun starting or trying to start new routines in their lives. Many are for health benefits, some for work schedules, and I had the idea that

Paid in Full – Personal Loan #1

Woot, woot! As of this morning, my Personal Loan #1 has been PAID IN FULL! It would have been completed yesterday, but there are send limits with Zelle so I had to split up the payments I was making between different days. Boy this feels

Warranty Extension on my Hearing Aids?

I’ve had my hearing aids for 3 years this month. And I just received notice that my full coverage warranty will expire at the end of the month along with an offer to renew the warranty. In the past, I’ve always declined extended warranty

Mental Work to Do

I saw a complaint about me not responding to comments. I apologize for that. Between my two jobs, I am staying really, really busy (not a complaint, just facts.)  I’m in bed early every night and up before the sun to go again. However, I do

What Business Owners Should Know About Filing for Bankruptcy

If you are a business owner and your business is struggling financially, you may have no choice but to declare bankruptcy. This can be a devastating choice for you, but when your debts become too overwhelming, you may want to find a way to

(Pre)Teen Birthdays

My twin girls just turned 12 and we had what may be the most low-key, relaxed birthday to date. And I love it so much! But let me back up a bit. Birthdays of yesteryear…. As far as birthdays go, we’ve never been huge, extravagant birthday

Saving Money on Dog Food

I’ve removed social media from my phone. I found myself just spending way to much time scrolling. And I have plenty of other things to do around here. But I’m still on it 3-4 times a week for work. And it was during this time, I saw an